What We Do
Capital Concierges is a loan advisory & consulting firm in the lending and financial services industry. We help businesses obtain immediate working capital whether that is through a senior bank, line of credit, Inventory financing, Invoice factoring, franchise financing, bridge loan, private money, selling or placing of consumer or commercial debt receivables, Credit/Debit Card/ACH payment processing and several other financial services.
Our Fees and Compensation
Loan/Capital Services- We are a "Success-Based Fee" consulting firm. There will be no fee charged unless the Client gets approved, accepts an offer presented by Capital Concierges from one or multiple lenders, executes all necessary documents, and receives capital. We work with a very large number of banks and lending institutions. Many of them pay us a referral fee. If our fee is covered by the lender, we will not charge the client any fees. Once we have our initial free consultation, one of our Client Concierges will discuss your capital needs and our lender options. We will at that time discuss any possible fees and costs. Lenders often time have fees associated with business loans over and above the rate & term of the loan.
Note: The above information does not constitute an offer to lend. Each loan will need to meet the lender's underwriting criteria.
Financial Services- We work with a very large number of service providers. Many of them pay us a referral fee. If our fee is paid by the service provider, we will not charge the client any fees.
Our Commitment to our Clients
We offer all our clients a free consultation by phone, Microsoft Teams, or in person. We want you to be comfortable with us and our process. Please give us a call with any questions at 800-897-1409!
SBA Express Loans-Loan size $20,000 to $250,000
SBA 7a Loans- Loan size $250,000 to $10 Million
NEW STORE & FRANCHISE FINANCING
MERCHANT PROCESSING SOLUTIONS
We provide businesses with electronic solutions for accepting non-cash payments to include:
Expanding your business is easy! You have the ability to open multiple locations without all of the heavy lifting. Bring your business online with an internet-based storefront.
We have a complete end-to-end solution including:
BUSINESS & PERSONAL INSURANCE SOLUTIONS
Our Insurance Agency Service Partner is a 50 state-licensed provider of Commercial and Personal insurance solutions. They offer all coverages businesses need in today's modern economy, including cyber insurance, employee benefits, E&O insurance, and more. Call us for a brief phone call and we will have one of our insurance agents provide you with a free very completive quote.
HR, PAYROLL & BENEFITS SOLUTIONS
Paying employees, managing check/direct deposits and dealing with taxes can be enough to overwhelm the most efficient business owner. Our Payroll Services will manage all of the payroll and tax hassles, allowing you to focus on running your business. With our powerful web-based controls, you log on, record hours and payroll data, then click submit. Checks, stubs, and direct deposit arrives on payday without any hassle.
MANAGED TECHNOLOGY SOLUTIONS
Our Service Partner is a complete technology management company. They can help your organization cost effectively plan, build, implement, deploy, and manage your technology projects and ongoing technology needs. Solutions include cloud computing/infrastructure, disaster recovery, cloud desktops, servers, 24/7/365 support, monitoring/security, and much more.
CONSUMER DEBT/AR MANAGEMENT
We can broker the sale of Consumer or Business debt regardless of aging. Turn your write-offs into Ca$h! Outsource Customer or Business collections. Current or late up to 5 years past due.
We have a complete end-to-end solution including:
IN-STORE RETAIL FINANCING
ACCOUNTING & TAX SERVICES
About the Founder
Managing Partner, Founder
As the Managing Partner, Founder, and Client Concierge of Capital Concierges, Thomas Murphy is on a lifelong mission to impart fellow business people with top-tier business capital at the best rate to ensure their companies thrive in the long-run. Above all, he is a firm believer in helping people in any way that he can.
Thomas is a seasoned financial professional, chief executive partner, and serial entrepreneur whose integrity-driven approach and diverse aptitude have earned him a reputation as an industry leader in his community. Over the course of 30 years plus, he has garnered extensive knowledge in the financial services space. In addition to strategic leadership, he is well-versed in negotiation, business planning, sales, team building, entrepreneurship, and management. To date, he has established a multitude of lucrative businesses.
Whether you are a Business, Retailer, or Rent-to-Own Dealer, Thomas and his decided team of experts are here to provide you their client-centered services, specially tailored to your unique set of needs. Feel free to reach out to Thomas directly with any of your inquiries at Tmurphy@CapitalConcierges.com!
Thomas Murphy Linkedin
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